Nemith Lincoln Mercury
962 New Loudon Road Latham, NY 12110Sales: 877-252-8323
- Service: 877-291-9652
- Parts: 877-324-6026
Auto Loans & Leases Albany, NY - Nemith!
today's e-specials at
www.NEMITHlincolnmercury.com
Albany Car Loans - Nemith
Welcome to the Nemith Lincoln Mercury Finance Center for Latham and Albany car loans and lease programs. Here you can use our online form to get a quick and accurate response on financing your next new or used car. Bad credit in New York doesn't matter to us, we'll do whatever it takes to put you in that new Lincoln and Mercury in New York. Simply fill out the form below! Your financing information is sent securely in an encrypted format, and we'll get back to you in as little as a day's time to complete the process.
Nemith Lincoln Mercury has everything you need. From our premier car loan options for our Albany customers, to used cars in Albany. With knowledge and experience to help you with your purchase, and a friendly atmosphere, we're New York's Lincoln and Mercury dealership!
Financing Navigation
Contact Information
- Nemith Lincoln Mercury
-
962 New Loudon Road
Latham, NY 12110 -
- sales Sales:
- 877-252-8323
- phone2 Service:
- 877-291-9652
- phone3 Parts:
- 877-324-6026
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Tip!
Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.
Tip!
Owning a lease vehicle is possible if purchased outright after the lease period ends.
A typical lease period runs between 24 and 48 months.
Tip!
Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.
Tip!
Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.
Tip!
Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.
Tip!
Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.
Tip!
Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.
If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.